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The Refractive Thinker: Vol VI: Post-Secondary Education (Chapter 6)

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Chapter 6: The Consumer Learner: Shifts in the Teacher/Student Relationship: Student as Customer

Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility. Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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The Complete Guide to Investing in Reits: How to Earn High Rates of Return Safely

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Currently, there are nearly 200 publicly traded real estate investment trusts (more commonly referred to as REITs) in operation in the United Sates with a combined $500 billion in assets. An estimated two-thirds of REITS are traded on national stock exchanges. A REIT is a real estate company that offers its shares to the public. By doing so, a REIT stock becomes like any other stock that represents the holder s ownership in a business. However, REITs have two distinct features: REITs manage groups of income-producing properties and must distribute 90 percent of profits as dividends. The Complete Guide to Investing in REITs will teach you everything you need to know about REITs and how you can earn high rates of return. In this book, you will learn about publicly and privately held REITs, Net Asset Value (NAV), Adjusted Funds From Operations (AFFO), Cash Available for Distribution (CAD), the benefits associated with REITS, dividend reinvestment programs (DRiPs), capitalization rate, equitization, leverage, positive spread investing, securitization, and straight-lining. You will also learn about equity, mortgage, and hybrid REITs and the more specific types, including residential, office, industrial, and retail. The Complete Guide to Investing in REITs will walk you through finding the appropriate REIT for you. This book will also teach you how to manage your REIT, how to limit your personal risk, how to understand REIT performance, and how to analyze REITs. By reading this book, you will know and understand the pitfalls of investing in REITs, you will know how REITs behave as an investment class and how to best integrate them into your portfolio, and you will know what economic issues affect real estate and the effects these have on REITs. This book is not merely for the novice investor who wants to learn everything possible about real estate investment trusts; professional investors, financial planners, and investment advisors will also find valuable information in this book. Ultimately, The Complete Guide to Investing in REITs will help you stabilize and grow your portfolio and earn high rates of return by providing you with vital information and practical guidance.

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Understanding the Digestive System: A Study Guide

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This flip chart offers an overview of the digestive system. The flip chart covers anatomical and physiological topics as well as common diseases and disorders of the digestive system.

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Journey Outside the Golden Palace: A Story of Transformation

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Come take a mythical journey with Henry from The Village of Yore and the many colorful characters of The Golden Palace on their quest to unlock the palatial gates of corporate Ivory Towers. Dr. Cheryl Lentz has cleverly offered an allegorical tale that demonstrates the lessons learned when leaders in organizations fail to listen and serve the needs of their stakeholders. These lessons emerge through the eyes of such characters as Nada from The Village of Not Likely, Earl from The Village of That s the Way We ve Always Done It, and Merlin from The Village of Calm and Clarity. Join them as well as King William III and The Royal Academy of Bean Counters as they journey toward understanding the elegant simplicity of effective leadership, unlocking the secrets to The Golden Palace Theory of Management along the way. This revised second edition offers a companion workbook for discussion, reflection, and refractive thinking. The purpose of this workbook is to examine each character within this allegorical tale and their leadership qualities more closely. Take a leap of faith and follow us in our journey. Perhaps you may recognize some old friends along the way.

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The Refractive Thinker: Vol IV: Ethics, Leadership, and Globalization (Chapter 3)

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Chapter 3: Physician Cultural Attitudes towards Hospice Services

Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility. Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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The Refractive Thinker: Vol: VII: Social Responsibility (Chapter 4)

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Chapter 4: Generational Conflict Between Nurses in the Workforce: A Phenomenological Study

Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility. Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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The Refractive Thinker: Vol II: Research Methodology, Second Edition (Full)

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Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility.  Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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Dr. Ramon L. Benedetto, Dr. Cheryl A. Lentz, Dr. Judy Fisher-Blando, Dr. Nathan Boyer, Dr. Susan Kristiniak, Dr. Gillian Silver, Dr. Armando Salas-Amaro Jr., Dr. Denise Land, Dr. Leigh Riley, Dr. Patricia Dues

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Muscle Explosion: 28 Days to Maximum Mass

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The information found in this book does not constitute medical advice and should not be taken as such. Consult your physician before taking part in any exercise program. The dietary modifications found in this program are extreme and assume a healthy body. If you have medical considerations that require special nutritional practices, please review this book with your nutritionist and physician before starting. Any application of the recommended material in this book is at the sole risk of the reader, and at the readers discretion. Responsibility of any injuries or other adverse effects resulting from the application of any of the information provided within this book is expressly disclaimed.

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The Refractive Thinker: Vol II Research Methodology (Chapter 3)

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Chapter 3: The Modified Ask-the-Experts Delphi Technique: The Conundrum of Human Resource Experts on Management Participation

Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility. Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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The Refractive Thinker: Vol I An Anthology of Higher Learning (Full)

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Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility.  Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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Dr. Lisa M. Kangas, Jr., Dr. Cynthia Ann Roundy, Dr. Edward F. Knab, Dr. Lucy Surhyel Newman, Dr. Laura D. Grandgenett, Dr. Cheryl A. Lentz, Dr. Thomas M. Woodruff, Dr. Elmer B. Hall, Dr. Armando Salas-Amaro, Dr. Judy Fisher-Blando

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The Encyclopedia of Real Estate Forms & Agreements: A Complete Kit of Ready-To-Use Checklists, Worksheets, Forms, and Contracts

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In this book you will find over 250 essential forms, agreements, and contracts for buying and selling real estate, managing your business, and managing property and tenants. Designed for use by new and veteran agents, property managers, and brokers alike, this book is essentially a unique “survival kit.” It focus on the issues that you face in real estate from working with buyers, sellers, and tenants to ensuring profitability. The forms may be printed out and customized from the companion CD-ROM.

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The Restaurant Manager's Success Chronicles: Insider Secrets and Techniques Food Service Managers Use Every Day to Make Millions

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Restaurants are one of the most frequently started businesses, yet they have one of the highest failure rates. A study from the Ohio State University reports the restaurant failure rate is between 57 percent and 61 percent after only three years. Do not be a statistic on the wrong side; plan for success. There are many books and courses on restaurant operation; this is the only book that will provide you with insider secrets. We asked the successful restaurant owners and operators who make their living on the restaurant floor and they talked. This new book will give you real-life examples of how successful restaurant operators avoid the pitfalls and thrive. The information is so useful that you can read a page and put the idea into action today! Learn the most efficient ways to bring customers in and have them return, how to up-sell, cost control ideas, oversights to avoid, and how to steer clear of disappointment. We spent thousands of hours interviewing, e-mailing, and communicating with hundreds of today's most successful restaurateurs. This book not only chronicles their achievements, but is a compilation of their secrets and proven successful ideas. If you are interested in learning hundreds of hints, tricks, and secrets on how to make money (or more money) with your restaurant, then this book is for you. Instruction is great, but advice from experts is even better, and the experts chronicled in this book are earning millions. This new exhaustively researched book will provide you with a jam-packed assortment of innovative ideas that you can put to use today. This book gives you the proven strategies, innovative ideas, and actual case studies to help you sell more with less time and effort.

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The Refractive Thinker: Vol I An Anthology of Higher Learning (Chapter 8)

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Chapter 8: The CEOs Triple Dilemma of Compensation, Employee, and Corporate Performance Management

Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility. Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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The Complete Guide to Purchasing a Condo, Townhouse, or Apartment: What Smart Investors Need to Know: Explained Simply

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While many of the steps in buying a home are the same as buying a condominium, townhouse, or apartment, there are many critical differences. This new book offers a complete overview of these special, usually smaller, residences. These units can be good options for first-time home buyers, for those who want a vacation getaway, investors, and those who want to downsize their living space. These housing units are usually less expensive than a single family home and can include attractive amenities. In purchasing one of these units there will be a lot of people to deal with, from realtors, condo boards, attorneys, to bankers. There s tons of paperwork with terms and vocabulary that read like a foreign language. In this new book you will find vital information and great strategies for finding the home you want faster and feeling confident about the purchase. You will learn to avoid some of the most prevalent and potentially dangerous and expensive mistakes made by others. The book covers the entire, unique process of buying one of these shared living houses in an easy-to-understand way, pointing out dozens of hints and suggestion as to what to look for as well as demonstrating the many mistakes common with these types of investments. You will learn how to find the best opportunities, to negotiate, finance, budget, handle pre-construction issues, set values, and make the offer. You will be able to define what you are buying (and what you are not) issues on your right to sell, lease, or mortgage. You will be prepared for restrictions pertaining to children, pets, parking, vehicles, boats, music, maintenance of windows, doors, screens, air conditioners, plumbing, club memberships, recreation facility leases, use of recreational facilities, and common areas. In addition, you will learn the advantages of using credit reports, home warranties, insurance, creative financing, closing procedures, moving plans, closing and settlement inspections, and certain legal contracts. You will have instruction in obtaining mortgages which government agencies can help, considerations for veterans, IRA use, hiring an attorney, calculating monthly payments, and establishing an escrow account. The real estate and mortgage glossaries alone are invaluable resources, even for the old hand at property acquisition.

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The Complete Guide to Buying a Second Home or Real Estate in Mexico: Insider Secrets You Need to Know

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More than a million Americans own second homes in Mexico, according to the National Association of Realtors. As home prices in the U.S. hit record highs, Mexico has emerged as a solid contender for people who are considering either buying second homes or investing in a vacation home or future retirement properties.

The U.S. State Department estimates that there are 385,000 Americans permanently living in Mexico, almost twice the number from a decade ago. Many are buying new waterfront resorts targeted to Americans in popular destinations like Puerto Vallarta, Cancun, Sonora, and the Baja Peninsula. The laid-back lure of Mexico’s beaches, forests, deserts, people, fishing, golf, and culture has been capturing visitors and second-home buyers for decades. Buying property in Mexico has become easier as a result of the North American Free Trade Agreement and through the use of this groundbreaking new book. Most living expenses are cheaper in Mexico, making this very appealing to retirees or those able to telecommute.

Now is the time for that second home purchase in Mexico, before the prices climb even higher. Recent figures from the National Association of Realtors show an upward trend in the number of second homes purchased for investment purposes. Investing in a second home now will be a great way to increase your net worth when you retire, if done properly.

You will learn precisely what to look for in a real estate investment and buying prospects, as well as how to make your current home groundwork for potential real estate investments, how to find the best opportunities, how to set values, how to buy with little or no money down, how to close, how to decide where to purchase, how to choose and hire a realtor, how to use your IRA, how to hire an attorney, and how to calculate monthly payments. You also will become knowledgeable about negotiating, financing, budgets, needs and wants, credit reports, home-buying timelines, the process of building a house, manufactured homes, real estate and mortgage terms, home warranties, homeowners insurance, creative financing, moving plans, walk-throughs, closing and settlement inspections, legal contracts, mortgages, what you can afford, which government agencies can help, the offer, and escrow. This book is a must-have for the investor considering a second home below the border.

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Jackie  Bondanza, Foreword  Brendon DeSimone

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How to Plan Your Own Wedding and Save Thousands - Without Going Crazy

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Congratulations! You are getting married and want a beautiful, memorable event, yet you need to stick to a tight budget. Don't despair! There are hundreds of proven ways to have your dream wedding without breaking your budget. The average cost of a wedding in the United States in 2007 is approaching $30,000, a 73 percent increase since 1992, according to a recent study. What's astonishing is how quickly all the other smaller expenses those you don't immediately think of add up. The stationery, invitations, announcements, thank-you notes, postage, make up, hair stylist, limousines, menus, and so on, not including the cost for an engagement party, rehearsal dinner, gifts, honeymoon, engagement ring, and bridal consultant or wedding planner. Just imagine what you could do if you could save $30,000 as you start out your new life together. Whether your budget is $1,000 or $50,000, in this easy to read and comprehensive new book you will learn hundreds of simple ways to cut down on your wedding expenses without serving a roomful of guests hamburgers and hot dogs at your reception. Reducing your wedding costs doesn t have to mean plastic forks and pitching a tent on your aunt's front lawn. This new book will teach you hundreds of insider secrets to nip the overcharges out of your wedding budget. The author tackles invitations, facility, catering, gifts, bar-liquor, tables and chairs, decorations, napkins, centerpieces, flowers, limousine, dishes and glasses, music, candles, photography, videographer, ring pillow, linens, guest favors, tents, dance floor, cake, matches, place cards, thank you notes, and dozens more.

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The Complete Guide to Investing In Commodity Trading & Futures: How to Earn High Rates of Returns Safely

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Many people have become very rich in the commodity markets. It is one of a few investment areas where an individual with limited capital can make extraordinary profits in a relatively short period of time. Commodities are agreements to buy and sell virtually anything that is harvested except onions. (A 1958 federal law prohibits trading onions.) Such goods are raw or partly refined materials whose value mainly reflects the costs of finding or gathering them. They are traded for processing or incorporation into final goods. Examples are crude oil, cotton, rubber, grains, and metals and other minerals. Since it is impractical to transport these bulky, often perishable materials, what is actually traded are commodities futures contracts, or options, that are agreements to buy or sell at an agreed upon price on a specific date. Trading in futures and options is speculative in nature and there is a substantial risk of loss. These investments are not suitable for everyone, and only risk capital should be used. As with many other business segments, the Internet and technology have opened up this attractive marketplace to a new breed of individual investors and speculators working part-time. You and I can now stand on an even playing field with the largest banks, wealthiest individuals, and trading institutions from the comfort of home. Commodity trading can provide you with very high, secure rate of return, in some cases as high as 12%, 18%, 24%, or even 300% or more per year. If performed correctly, commodity trading will far outpace all other investments. The key is to know how to perform this process correctly. This all sounds great, but what is the catch? There really is none, except you must know what you are doing! This groundbreaking and exhaustively researched new book will provide everything you need to know to get you started generating high investment returns from start to finish. In this easy to read and comprehensive new book you will learn what commodity trading and futures are, how to set up your account online, how to choose software to use in trading, how to invest in commodities, evaluate their performance, and handle fees and taxes. This book explores numbers of investing strategies and tactics, charting techniques, and position trading. You will pick up the language of a trader so that you recognize terminology and know how to use leverage, call options, put options, advancing and declining issues, advancing and declining volume, the Commodity Channel Index (CCI), and commodity charts, among others. Like the pros who have been trading commodities for years, you will learn how to pinpoint entry, exits, and targets for your trades, and use insider secrets to help you double or even triple your investment all while avoiding the common traps and pitfalls. In addition, we took the extra effort and spent an unprecedented amount of time researching, interviewing, e-mailing, and communicating with hundreds of today s most successful commodity Investors. Aside from learning the basics of commodity and futures trading you will be privy to their secrets and proven successful ideas. Instruction is great, but advice from experts is even better, and the experts chronicled in this book are earning millions. If you are interested in learning essentially everything there is to know about commodity and futures investing in addition to hundreds of tactics, tricks, and tips on how to earn enormous profits in commodity trading while controlling your investments, then this book is for you.

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How to Open a Financially Successful Bakery

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The small bakeries that are popping up every where in this country can be started with a low investment compared to other food business, and can be highly profitable! This is the A-to-Z guide to making it in your own small bakery! Learn the expert tips, tricks, and a vast gold mine of crucial how-to information you just can't find anywhere else. This is a perfect book for entrepreneurs, schools, colleges and technical training centers. This detailed text contains all the information you will ever need to needed to start, operate, and manage a highly profitable bakery.

While providing detailed instruction and examples, the author leads you through finding a location that will bring success, learn how to draw up a winning business plan (The Companion Cd Rom has the actual business plan you can use in MS Word tm.), how to buy and (sell) a bakery, basic cost control systems, profitable product planning, sample floor plans & diagrams, successful kitchen management, equipment layout and planning, food safety & HACCP, successful food & beverage management, legal concerns, sales and marketing techniques, pricing formulas, learn how to set up computer systems to save time and money, learn how to hire & keep a qualified professional staff, brand new IRS tip reporting requirements, managing and training employees, generate high profile public relations and publicity, learn low cost internal marketing ideas, low and no cost ways to satisfy customers and build sales, learn how to keep bringing customers back, accounting & bookkeeping procedures, auditing, successful budgeting and profit planning development, as well as thousands of great tips and useful guidelines. Never before has so much practical information about the bakery business been offered in one book.

This is an ideal guide new for comers to the business as well as experienced operators. In addition to basic operational practices this book will demonstrate show how to: increase impulse sales and improve presentation, utilize merchandising fixtures and techniques, cross merchandising, point of purchase materials, how to develop a product sampling program.

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The Complete Guide to Working for Yourself: Everything the Self-Employed Need to Know about Taxes, Recordkeeping, and Other Laws

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Many people dream of starting and running a business of their own but often do not know HOW to start. Entering the small business field as an independent contractor, freelancer, sole proprietor, or consultant is not a single decision but a series of steps, each one bringing you closer to the day your enterprise is up and running, competing for customers, and making money. How will you organize and register your business? What are the regulatory considerations? How will you protect your intellectual property? Is your business plan adequate? Where can you find financing? What are your obligations as an employer? Do you understand your tax responsibilities? This brand new book includes the most current tax rates and changes in IRS regulations such as,""Is it a business or a hobby?""You will learn all about business operations: selecting a business structure, licensing and permits, employer identification number (EIN), business taxes, recordkeeping, self-employment taxes, paying estimated taxes (and calculating how much to pay), dealing with independent contractors and 1099-miscellaneous forms, client agreements, insurance, workers' compensation insurance, rights and intellectual property law, accounting periods, selecting an accounting method, checklist for starting a business plan, choosing a name, business plans, forms of business structures, financing, location, marketing and advertising, In addition, new entrepreneurs will appreciate this valuable resource and reference in their daily activities and as a source of ready-to-use forms, Web sites, operating and cost cutting ideas, and mathematical formulas to apply to their operations. The Companion CD-ROM contains all the forms in the book as well as a sample business plan you can adapt for your own use.

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How to Open & Operate a Financially Successful Child Care Service (With Companion CD-ROM)

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Because parents must work outside the home, there will always be a demand for childcare. According to the Bureau of Labor Statistics, in 64 percent of married-couple families, both husband and wife work outside the home. There are nearly 12 million children under the age of five in child care each week in the United States. With concerns about quality child care, the trend is to move away from large operations and turn to the small services located close by work or home. This increase in small day care operations creates a huge opportunity for someone who loves children and wants to create a business dedicated to taking care of them. A child care service makes an ideal home based or part-time business. Start-up costs are low. You do not need an office. You do not need any costly special equipment. All you need to get started is an approved facility and a desire to succeed. Here is the manual you need to be successful in this highly profitable segment of the service industry.