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This flip chart offers an overview of the skin. The flip chart covers anatomical and physiological topics as well as different kinds of injury and disease.

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The Refractive Thinker: Vol II Research Methodology (Chapter 6)

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Chapter 6: A Qualitative, Ethnographic Review of Teachers and Administrators Perceptions of a Prescribed Writing Program: A Requisite for Educational Leaders

Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility. Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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The Complete Guide to Planning Your Estate In New York: A Step-By-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes Are Fulfilled for New York Residents

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What happens to your estate after you are gone is very much within your control. Estate planning is not only for the wealthy; it is for everyone. It is simply the process of deciding where your assets are to be distributed after your death. For those people who wish to preserve their assets for designated purposes — such as family or special charities — it becomes necessary to make special advance preparations.
To ensure your assets are protected and final wishes are carried out, there are some common actions that should be taken now. Proper estate planning allows you to plan for yourself and your loved ones without giving up control of your affairs.
Your estate plan should also allow for the possibility of your own disability. It should detail what you own and whom you want to leave it to at a time of your choosing and the way you want. Your estate plan should include fully disclosed, controlled costs for you and your loved ones. The last thing you want to worry about is having your estate drained of value through taxes and legal costs.
The right plan can protect the value of your estate and spare your loved ones unnecessary hassles and legal conflicts. The Complete Guide to Planning Your Estate in New York will help you glide through this complicated process. This new book has been adapted to offer Ohio residents state-specific advice for estate planning. Co-authors Margo Pierce and Linda C. Ashar, attorneys at law, have crafted an estate planning primer, allowing New York residents to become more informed and more involved during the process.
Many books on estate planning indicate you do not need the services of an attorney, but this book highly recommends using an attorney versed in this area: You should not go through the process alone. This book is intended explain the complicated issues, terminology, and planning strategies of estate planning so when you do meet with a qualified attorney, you will be well prepared. You will understand the legal terms and be ready to discuss issues and strategies with familiarity, saving you time and legal fees and ensuring peace of mind.
New York -specific information is offered throughout this book, including: New York’s probate code; New York rules, regulations, and laws specific to estate planning; elements of a valid New York will; planning your living will in New York; explanations of New York laws regarding durable health care power of attorneys, do not resuscitate (DNR) orders, and directives to withhold CPR. The book’s easy-to-understand context clarifies this complicated and sensitive subject and gives readers the power to take control of their future.
This book also offers an overview of abatement rules, settlement costs, guardianship and minor children, executors and trustees, life insurance, potential long-term care needs, marital deductions, types of trusts, gift splitting, survivorship deeds, 529 plans, reducing or eliminating estate taxes, avoiding tax on life insurance, using insurance to pay estate taxes, gift tax issues, generation skipping transfer tax, and tax-deferred accounts.
Estate planning should be a positive experience. It involves reviewing your situation and planning for your future. Although few people want to think about the possibility of disability or disease, advance planning is also a way to show your love and to reduce potential distress later.
Other books offer a non-state-specific overview of estate planning, causing many readers to be misinformed about rules and regulations particular to their state; but, this new book provides information New York residents need to know. Do not get outdated or wrong information that does not pertain to you specifically. Use this new book to craft an estate plan that is not only legally sound but also fully carries out your last wishes and protects your loved ones.

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Linda C. Ashar, Attorney at Law, Foreword by Kim L. Allen-Niesen

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Inspect Before You Buy: Insider Secrets You Need to Know About Home Inspection

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This book is for prospective home buyers, real estate investors, and those interested in starting their own home inspection business. Home inspections are an important step in the home-buying process. Everyone agrees that you should use a home inspection service before buying a home. Home inspectors conduct a thorough examination of your home to detect any problems before you purchase. A detailed home inspection usually takes a few hours, and you get a written report.

But there are two problems: first the cost a good home inspection can cost several hundred dollars depending on the size of the house. And who has extra money when you are trying to afford a new home? Second, they are not flawless can make mistakes. It is difficult to test everything in a house in just a couple of hours. No one will examine a house like the prospective owner.

Now you can be armed with the right information and save a lot of money and time. Through explanations, the experiences of others, and dozens of forms and checklists you will learn all about:

Foundations: floors, walls, paint, windows, decks, garage doors, roofing, flashings, chimneys,
Plumbing: piping, fixtures, faucets, water heating and fuel storage systems, pools and equipment,
Wiring: main service panels, conductors, switches, receptacles, heating, air conditioning and heat pumps, ceilings,
Floors: railings, doors and windows, attics, walls, foundations, kitchens, and bathrooms.
In addition you will gain valuable information about: septic systems, wells, water quality testing, mold, radon testing, asbestos, termites, carbon monoxide testing, and lead testing.

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The Refractive Thinker: Vol VI: Post-Secondary Education (Chapter 2)

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Chapter 2: Passion: Management Behavior to Build an Engaged Learning Mindset

Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility. Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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Dr. Judy Fisher-Blando, Dr. Denise L. Land

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How to Open & Operate a Financially Successful Web-Based Business (With Companion CD-ROM)

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With e-commerce expected to reach $40 billion and online businesses anticipated to increase by 500 percent through the year 2010, you need to be a part of this exploding area of Internet sales. If you want to learn about starting a Web business, how to transform your brick and mortar business to a Web business, or even if you're simply interested in making money online, this is the book for you.You can operate your Web-based business from home and with very little start up money. The earning potential is limitless. This new book will teach you all you need to know about getting started in your own Web-based business in the minimum amount of time. This book is a comprehensive, detailed study of the business side of Internet retailing. Anyone investigating the opportunities of opening a Web-based business should study this superb manual.You will learn to:

*Build your Web-based business through keywords
*Generate free advertising
*Use search-engine strategies
*Market through e-mail
*Build Web communities
*Find products
*Drop ship
*Deal with zoning issues
*Create your Web site, HTML, graphics programs, domain names, and templates
*Use Web hosting, bandwidth, e-mail, shopping carts, and affiliate programs
*Develop merchant accounts
*Use PayPal, e-checks, search engine submissions, pay per click ads, and co-branding
*Make more money through auto-responders, Google and banner advertising
*Establish your own eBay storefront, Web-design information, search-engine registration
*Be a part of directories
*Get real-world examples of successful strategies

While providing detailed instruction and examples, the author teaches you how to draw up a winning business plan ( The Companion CD-ROM has the actual business plan you can use in MS Word ™), basic cost control systems, pricing issues, legal concerns, sales and marketing techniques, and pricing formulas. You will learn how to set up computer systems to save time and money, how to hire and keep a qualified professional staff, meet IRS reporting requirements, plan sales, provide customer service, track competitors, do your own bookkeeping, monthly profit and loss statements, media planning, pricing, and copywriting. You will develop the skill to hire and fire employees without incurring lawsuits, motivate workers, apply general management skills, manage and train employees, and generate high profile public relations and publicity. You will have the advantage low cost internal marketing ideas and low and no cost ways to satisfy customers and build sales. Learn how to keep bringing customers back, accomplish accounting, do bookkeeping procedures and auditing, as well as successful budgeting and profit planning development. This manual delivers literally hundreds of innovative ways demonstrated to streamline your business. Learn new ways to make your operation run smoother and increase performance, shut down waste, reduce costs, and increase profits. In addition, you will appreciate this valuable resource and reference in your daily activities and as a source of ready-to-use forms, Web sites, and operating and cost-cutting ideas that can be easily applied to your operation.

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The Refractive Thinker: Vol IV: Ethics, Leadership, and Globalization (Full)

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Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility.  Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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Dr. Susan K. Fan, Dr. Karleen Yapp, Dr. Cheryl Fisher-Blando, Dr. Kaja Kroll, Dr. Neysa T. Sensenig, Dr. Tim Brueggemann, Dr. Cynthia Ann Roundy, Dr. Sheila Embry, Dr. Judy, Robinson, Dr. TG, Lentz, Dr. Gail Ferreira, Dr. Ramon Benedetto

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Getting Clients and Keeping Clients for Your Service Business: A 30-Day Step-by-Step Plan for Building Your Business

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Many books are written on how to attract more business for retail stores or new products, but this is the only book written for the small business service provider. Whether you are an attorney, doctor, accountant, consultant, personal trainer, insurance agent, Web or computer consultant, graphic designer, dentist, landscape or pool caretaker, professional cleaner, wedding planner, tree trimmer, caterer, or pet sitter, this book is for you. The truth is unless you keep a steady stream of clients coming through your doors, you will never be as successful as you would really like to be. If you're great at working with clients and you do an excellent job of providing your services, you have the capability to turn your service business into a highly profitable firm, easily. If you re like most small business service providers, getting and keeping new clients is hard work and takes up most of your time. And it is a big challenge. Yet this wasn t the reason you went into business. You went into business to assist your customers and make a financially rewarding business for yourself. This new book will guide you back to your original goals for going into business while making your life easier. Developing a low-cost proven marketing system doesn't have to be difficult or time consuming. This book details the principles and practices of marketing for the professional service business. In 30 days or less, you will be so successful in attracting all the business you will ever need that you can select the clients you want to serve. This specialized book will demonstrate methodically how to market and promote your services easily, inexpensively, and most important profitably. You will learn how to find new business clients quickly and keep existing ones satisfied by selling client based solutions and services by putting technology and low-cost marketing devices into place that take little or no time on your part. You will learn to develop a marketing plan with hundreds of practical marketing ideas to help successful service providers attract new clients and increase business with existing ones.

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The Complete Tax Guide for E-commerce Retailers including Amazon and eBay Sellers: How Online Sellers Can Stay in Compliance with the IRS and State Tax Laws

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Fed up with the numerous violations of tax law by individuals and businesses selling goods on eBay and other Web sites, the IRS is pushing Congress to make online marketplaces responsible for reporting sales information to the IRS. eBay's own statistics suggest that there are 1.3 million people around the world who make their primary or secondary source of income through eBay, with just over 700,000 of those people in the United States. Last year, an IRS advisory committee recommended that online auction sites be required to file reports of sales transactions with the IRS. The committee also suggested requiring sellers to obtain taxpayer identification numbers, which would let the government track the transactions.

If you are an eBay seller, you may be paying more than you have to in taxes because you have not focused on all that you can deduct. You will learn how to take advantage of the legal tax loopholes available and how to choose the proper, legal business structure. If you run your online selling business in a businesslike manner with intent to profit, you can take deductions for business use of your home and also many other deductions, even though they may produce a loss that reduces the taxes you owe on your day-job income.

You will learn the categories of deductions on the Schedule C, which is the form most small independent businesses must file. You also will learn to use the complete list of deductions to see what kinds of items you should be tracking all year and how to set up your records using a system that tracks those categories, including how to computerize the bookkeeping process. This brand new, up-to-date book covers everything you will need to know to balance the books, including assets and liabilities, keeping track of transactions, payroll, sales tax, balance sheets, keeping a ledger and journal, financial statements, operating accounts, and complete up-to-date tax information. You will learn how to set up a simple, quick, and audit-proof recordkeeping system that works. All this will help you keep money in your pocket and prevent money from going to Uncle Sam.<\p>

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The Refractive Thinker: Vol: VII: Social Responsibility (Chapter 7)

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Chapter 7: Federal Employees and Instructors Serving the Public Trust

Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility. Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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Dr. Sheila G. Embry, Dr. Julie M. Ducharme

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The Refractive Thinker: Vol II: Research Methodology, Second Edition (Chapter 4)

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Chapter 4: A Qualitative Examination: Ways of Leading Among Non-Profit

Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility. Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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The Complete Guide to Growing Your Own Hops, Malts, and Brewing Herbs: Everything You Need to Know Explained Simply

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Beer is one of the most complex alcoholic drinks with some beers having more than thirty ingredients and most of them requiring the proper mixture and amounts of the right hops, malts, and herbs to taste just right. For anyone considering creating their own beer, one of the most fun and effective ways of acquiring all of these ingredients is to grow your own hops, malts and herbs and experiment in mixing them together. But, with more than fifty kinds of hops alone and hundreds of brewing herbs at your disposal, knowing what you should grow and how to grow it can be quite hard.

This book will guide any prospective brew master through the process of growing their own brewing ingredients from inception to harvesting. You will learn all of the many advantages to growing your own beer materials, starting with the control you have over the maturity, strength, types, and volume of those materials. You will learn how to home grow your own hops, with detailed instructions and information about the taste and effect of more than a dozen different strains of hops. You will also learn which grains and malts are used in beer making and how you can start growing your own depending on your needs and your location. You will learn how to concoct your own brewing herbs and finally how to start combining everything into the ideal mixtures to form your own beer.

Beer experts from professional brew masters to backyard microbrewers have been interviewed and asked how to best utilize these methods and their insights have been provided to you to help get you through the complex process of beer growing and production. You will learn the proper measurements and conversions for everything you will make as well as being given a source list for every possible supply that might be needed. Finally, you will be provided with a list of the top homegrown recipes for beer available, allowing you to create and enjoy your very own brews in the comfort of your home.

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The Refractive Thinker: Vol I An Anthology of Higher Learning (Chapter 3)

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Chapter 3: The Impact of Leadership on Workplace Bullying

Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility. Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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The Refractive Thinker: Vol II: Research Methodology, Second Edition (Chapter 9)

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Chapter 9: New Paradigms for Research: Using Digital Tools for Mixed Methods Studies

Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility. Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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The Refractive Thinker: Vol III Change Management (Chapter 5)

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Chapter 5: Becoming an Agent of Transformation

Celebrate the diffusion of innovative refractive thinking through the writings of these doctoral scholars as they dare to think differently in search of new applications and understandings of social responsibility. Unlike most academic books that merely define research, The Refractive Thinker offers commentary from the perspective of multiple authors--each offering a chapter based on their specific expertise.

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The Complete Guide to Food Preservation: Step-by-Step Instructions on How to Freeze, Dry, Can, and Preserve Food

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Storing food can be a major challenge for any family or individual who wants to increase the amount of food available without spending additional money. With rising food costs, the advent of at home gardening and the potential represented in storing your own food, it is no wonder that freezing, drying, and canning are becoming much more popular. Freezing alone, which the National Freezing and Refrigerated Foods Association has stated can add as much as 600% to the lifespan of many common refrigerated foods, is an easy, available action to anyone, but only if it is done properly.

This book will show anyone interested in storing food for future use how to do so to optimize the amount of money saved and minimize the risk of damaging food or spreading food borne illnesses. You will learn how to grow for harvest and how to subsequently handle that harvest with this book’s crop by crop guide of everything that you might possibly want to store away. You will learn how freezing works and how to go about organizing your freezing. You will learn the various methods of freezing and why failure occurs. In addition to freezing, you will learn about canning and preserving and how each technically works and what problems you may encounter. All of the equipment you may need is laid out in easy to read charts and you will be shown the various final products you can expect.

Experts in food preservation and storage have been interviewed and their commentary has been included here to help you understand what all you will be able to expect from your preserved foods. Learn how to create jellies and jams, pickle vegetables and fruits, dry foods, juice them after storing, and even how to create a simple root cellar for long term storage. No matter your situation, this guide will help you learn how to store multiple forms of vegetables and fruits and to understand how they perform, why failure occurs, and what you need to be successful.

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How to Open & Operate a Financially Successful Herb and Herbal Plant Business

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Today's health conscious society has redefined how many people look at small business in the food and health industry you must not only greatly understand how to provide the newest and most effective herbs; you must understand how to differentiate, provide information, and most of all reach your customers before anyone else. Competition is fierce and success can be short lived if you do not understand how the market operates. Herb businesses operating on the Internet alone have increased by more than 1000 percent since 2002 according to PEW Internet Research and that means a whole lot of people have tried their hand in this market. That means you need the kind of head start that only something like this book can offer a full review of the various intricacies of the herb business and what new customers and old customers alike are looking for that you need to be able to provide. You will learn everything you need to know before you start your business, first and foremost being the basics and details of the different herbs that you will be using and how they grow, what they do, and what they need. After learning the basics of herbs, you will learn how to structure your business, what you will need to operate an herb business and what is involved in the inner operations of that business as described by other businesses and herb experts. You will learn how to start setting goals and looking to the future for your business and how to start marketing your business and talking to the public. Whether you will be operating out of your home or you are looking to buy or rent office space, this book can help you with a wealth of start-up information, from how to form and name your business to deciding if this will be a joint venture or if you would rather work solo. Valuable information on forming a Partnership, LLC, Corporation, or becoming a Sole Proprietor, the four types of business formations, is included, and also the legal implications of each. This complete manual will arm you with everything you need, including sample business forms; contracts; worksheets and checklists for planning, opening, and running day-to-day operations; lists; plans and layouts; and dozens of other valuable, timesaving tools of the trade that no business owner should be without. While providing detailed instruction and examples, the author leads you through every detail that will bring success. You will learn how to draw up a winning business plan (the companion CD-ROM has the actual business plan you can use in Microsoft Word and about basic cost control systems, copyright and trademark issues, branding, management, legal concerns, sales and marketing techniques, and pricing formulas. You will learn how to hire and keep a qualified professional staff, meet IRS requirements, manage and train employees, generate high profile public relations and publicity, and implement low cost internal marketing ideas. You will learn how to build your business by using low and no cost ways to satisfy customers, and also ways to increase sales, have customers refer others to you, and thousands of excellent tips and useful guidelines. The world of herb businesses is booming, but there are still only a handful of experts and success stories, and for this book they have been contacted and their expertise added to the pages within to help you understand what works and what doesn't. You will learn how to develop your product and your brand and how to start creating special events and services that can boost your herb business and get your name out. Learn how to expand your business and enter the market effectively and what you need to do to take advantage of new and popular herbs as they are introduced to the market. This book is a compendium of everything a potential herb salesman needs; don t let it pass you by.

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How to Open & Operate a Financially Successful Consulting Business

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Companies, organizations, or individuals hire consultants to provide advice to themselves or to clients for a fee to help solve a particular problem or provide certification within the area of their expertise. A recent survey by the Association of Management Consulting Firms found entry-level consultants earn an average of $65,000 annually while senior partners earn an average of more than $300,000 (including bonuses and profit sharing). Self-employed business consultants may earn $35 to $400 per hour depending on their market.
A majority of consultants have gained their expertise from previous employment. There are as many consultants as there are areas of expertise; one thing they all have in common is that they are well paid.
The business of consulting is growing rapidly. According to the Bureau of Labor Statistics, consulting   in particular business and IT consulting   are becoming one of the fastest growing business segments in the U.S. economy. There has never been a better time to start your consulting business and get ahead of the competition.
This new book is a comprehensive and detailed study of the business side of providing consulting services. If you enjoy meeting people, having a home-based business, traveling, problem solving, and using your expertise, this may be the perfect business for you. Keep in mind it looks easy, but as with any business, looks can be deceiving. To avoid the pitfalls, use this complete manual to arm yourself with everything you need including sample business forms, agreements and contracts; worksheets and checklists for planning, starting, and running day-to-day operations; and dozens of other valuable, timesaving tools of the trade that every entrepreneur should have. Here is the manual you need to cash in on this highly profitable segment of the service industry.
While providing detailed instruction, examples, and case studies, the author leads you through establishing your office, learning how to draw up a winning business plan ( the Companion CD-ROM has the actual business plan you can use in MS Word ™), and provides dozens of forms you will need in your business. You will learn basic cost control systems, the best sales and marketing techniques, and pricing formulas.
This book will teach you how to hire and keep a qualified professional staff (if you even need one), to use subcontractors, to deploy word of mouth marketing to get new clients, to use the power of the Internet, to network, get referrals, evaluate consulting opportunities, do your own sales planning, have great customer service, get reimbursed for expenses, proposals, and sales presentations, track competitors, do your own accounting, be certified as a"professional"consultant, increase client satisfaction, develop valuable contacts and resources (including the top professional associations for consultants and magazines), compile monthly profit and loss statements, and prepare taxes. You will be provided IRS requirements, and even get help to set up your computer systems to save time and money.

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The Complete Guide to Google AdWords: Secrets, Techniques, and Strategies You Can Learn to Make Millions

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Google AdWords, when it launched in 2002 signaled a fundamental shift in what the Internet was for so many people and businesses. What was once before a concept that could, technically be profitable, had seemingly overnight become a massive cash opportunity for millions, providing the worlds largest search databases in Google with more than 75 percent of Internet searches through their technology according to Pew Computer Research. Thats millions upon millions of visitors every day searching for keywords that may describe your business. For that reason alone, learning and understanding how Google AdWords operates and how it can be optimized for maximum exposure, boosting click through rates, conversions, placement, and selection of the right keywords, can be the key to a successful online business.

This book was written for every business owner who has taken to the Internet in an attempt to market and promote their business through search and content advertising. The keys to success lie in understanding how these services truly work. In this book you will learn about the old methods of direct marketing and why, despite their lack of detail and time consumption, they worked so well. You will then learn how Google AdWords has revolutionized the industry, changing the very definition of direct marketing. You will learn the top advertising strategies used by firms and businesses around the world and how you can write an ad that captures the most possible attention. You will learn how to research keywords, choose a niche in which to market, and then sign up for AdWords and start posting ads. Learn what click through rates, conversion rates, ROI, and CPC are and why they are so vital to the performance of your ad campaign.

The worlds top AdWords gurus were consulted for this guide, providing their insight into the best ways to write and present information to your target demographic in a short ad. You will learn how to use every tool provided by Google and a few more not provided by them to research and create your ads and then why things like split testing and demographic research are the fundamental things every business owner must do to succeed. You will finally learn what it takes to become certified in Google AdWords and to start using your knowledge of this revolutionary advertising system to start working as a top paid consultant. Anyone with a business or a great idea who has ever wanted to reach their customers directly and easily needs to read this book and start learning today how Google AdWords can change your advertising methods forever.

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The Complete Dictionary of Real Estate Terms Explained Simply: What Smart Investors Need to Know

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Real estate words and real estate terms can be very confusing. Both experienced real estate investors and consumers will love this A-to-Z guide packed with more than 2,400 complicated terms easily defined. No categories are overlooked. Find all the answers you'll ever need to a universe of real estate terms on thousands of subjects, such as: abstract of title, wraparound debt, caveat emptor, escheat, metes and bounds, pipestem lot, recital, testator, devisee, and 2,400 more. This new book is designed to assist real estate agents, consumers, and investors. This new handy guide will simplify these complicated and confusing terms for quick and easy understanding. You will not find lengthy and difficult words in the description, just short and easy to understand answers.