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The right plan can protect the value of your estate and spare your loved ones unnecessary hassles and legal conflicts. Your Texas Wills, Trusts, & Estates will help you glide through this complicated process. This new book has been adapted to offer Texas residents state-specific advice for estate planning. Author Linda C. Ashar, Attorney at Law, has crafted an estate planning primer, allowing Texas residents to become more informed and more involved during the process. Your Texas Wills, Trusts, & Estates will provide all the information you need to choose, set up, and execute a will, trust, or estate. You will learn the legal terminology, including beneficiary, probate, trustor, trustee, assets, guardianship, and executor. You will also learn about trust agreements, trust property, settlement costs, life insurance, durable power of attorney, marital deductions, gift splitting, survivorship deeds, gift tax issues, generation skipping transfer tax, tax deferred accounts, and advance directives. Texas -specific information is offered throughout this book, including: Texas s probate code; Texas rules, regulations, and laws specific to estate planning; elements of a valid Texas will; planning your living will in Texas; explanations of Texas laws regarding durable health care power of attorneys, do not resuscitate (DNR) orders, and directives to withhold CPR. The book s easy-to-understand context clarifies this complicated and sensitive subject and gives readers the power to take control of their future. Whether you are writing your will, establishing a trust, planning your estate for the first time, or updating and revising your previous plans, Your Texas Wills, Trusts, & Estates will give you all the tools and knowledge you need to decide where and to whom your assets will go when you die. Other books offer a non-state-specific overview of estate planning, causing many readers to be misinformed about rules and regulations particular to their state; but, this new book provides information Texas residents need to know. Do not get outdated or wrong information that does not pertain to you specifically. Use this new book to craft an estate plan that is not only legally sound but also fully carries out your last wishes and protects your loved ones.", "author": "Linda C. 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In winter, they can add a touch of color to an otherwise drab view, and in summer they thrive. But, not every plant grows well in these conditions – with as many as 40 percent of most houseplants according to Garden Guides not needing nearly that much sunlight. The selection of the right houseplants for your windowsill is a necessary step to ensuring they survive and thrive. <br /><br />This book will guide you through the steps needed to select the perfect plants for your windowsill and cultivate them to both fit in with your space and to survive the conditions, whether inside or outside. You will learn everything you need to know to effectively plant windowsill plants and improve how your home and your windows look to the world outside. You will learn, through a series of detailed charts, which plants are best suited to the cramped space of a windowsill and which ones will only give you problems. You will learn how much light each plant needs and how much water and food they need and whether you need to supplement natural provision of these resources. You will learn how to care for your plants while keeping away pests and animals that may eat the leaves or dig up the dirt. Top experts in gardening have been interviewed and their insights will help you learn what works and what doesn’t work for your windowsill plants. 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Everyone from single moms to top celebrities have penned bestsellers promoting the virtues and values that children need to learn at a young age to lead happy, healthy lives. There are many different ways that a children’s book can be written, from the simplest rhyming picture books to more involved novella stories. Whatever your story may be, publishing it is well within your grasp.<br /><br />This book provides a complete overview of everything a prospective children’s writer needs to complete and publish their own children’s book. You will start by learning how to recognize the market and style of the book you have written and adjust your book if necessary to fit a specific market where it will be easier to publish. You will learn the basics of the children’s book publishing industry and how it is fundamentally different from that of the regular publishing industry. You will learn how to choose the right publisher or print on demand option for your book and how to start preparing the package, with special consideration for illustrations and other aspects of your book that might change the overall presentation.<br /><br />Top publishers and writers in the children’s book industry were interviewed and have lent their expertise to this book to provide an overview of everything that is needed in the process. You will learn what morals and values publishers and readers look for in good children’s books and what you should expect in a publication deal. You will learn how to handle your editor, what to expect in revisions, and how to go about the process of selling your book. You will learn how to gain publicity on your own and what you can do to build your book into a long term career. 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Once the basic skills are learned, the book points out areas of expansion by leveraging your first investment. While providing detailed instruction and examples, the author leads you through finding your first location that will bring success, learning how to draw up a winning business plan, installing basic cost control systems, assembling your team of experts, generating high profile public relations and publicity, learning low cost marketing ideas and low- and no-cost ways to satisfy customers and build sales, setting up accounting and bookkeeping procedures, and auditing. There are thousands of great tips and useful guidelines. 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But, in these fragile times, many people also want to ensure their lawn care does not endanger the environment or any of the pets or children that might play on that lawn. Organic lawn care is becoming much more prevalent for many home owners, but knowing how to effectively plant a grow a lawn, keep weeds away and kill bugs without using chemicals and unnatural law products can be complicated and downright confusing in many cases. This book was written with these things in mind, guiding every lawn care enthusiast through the steps needed to continue caring for a lawn without letting the concerns that develop because of unnatural products overwhelm you or your lawn. The keys to organic lawn care, starting with how to create a low maintenance lawn are laid out in great detail in this book, providing the essential details you need to enjoy your yard while not endangering the environment, your pets, or your children. You will learn how to keep your lawn healthy with the right soil, seed, sod, and feeding without using any chemically enhanced products and how you can start caring for your lawn by mowing, watering, fertilizing, edging, and trimming with organic fertilizers and tools. Finally, learn how to change your existing lawn so that it is both environmentally sound and just as beautiful as it has always been. The final step in the process will show you how to deal with pests, disease and weeds in your lawn organically. Lawn experts in every field have been interviewed for this book and their advice has been included to provide specific, top tips for organic lawn care. 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The average rate of tuition at four-year private colleges was about $21,235; four-year public universities average $5,491. Tuition costs, of course, are just the beginning now add room and board, the cost of attending a private college is $29,026 per year on average, and $12,127 at four-year public universities. Take a look at IVY league universities such as Princeton and the total fees will climb to nearly $37,000. An 8% college inflation rate means that the cost of college doubles every nine years. For a baby born today, this means that college costs will be more than three times current rates when the child is ready for college. The average debt for graduating college seniors who borrow to finance their undergraduate degree is just under $20,000. But there is good news. There is more financial aid available than ever before over $134 billion. And, despite all of these college cost increases, a college education remains an affordable choice for most families. Armed with the information detailed in this comprehensive new book you will be privy to the more than 2,200 programs that offer scholarships, internships, or loans to more than 1.7 million students each year. These are scholarships, grants, and loan programs that you have never heard of for example: The Millennium Scholarship Offers $10,000 to students who have lived in Nevada for at least two years before they graduate from high school. State-funded by Nevada's portion of the lawsuit settlement against national tobacco companies. Or Patrick Kerr Skateboard Scholarship One $5,000 and three $1,000 scholarships to students who promote skateboarding. Created by a Philadelphia mother after her 15-year-old son was killed while skateboarding. Are you tall ? Then apply for the Tall Clubs International Scholarship, Males 6'2\"\"or taller and females 5'10\"\"or higher qualify for a $1000.00 scholarship. 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You will learn how to calculate how much you need to retire early, get the most from your investment portfolio, reduce your taxes, use retirement planning tools, increase your income while retired, reduce living expenses, deal with inflation and deflation, and calculate social security and pension payments. 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Problem students can become harder to deal with and those who are not prepared often don’t make it through their first year without a little help. This book has been written to help every teacher who is dreading rather than looking forward to that first day in front of their new classes. <br /><br />This heavily researched, detailed book will help first-year middle school teachers learn how to deal with supplies, planning, parents, overcrowded classrooms, the requirements of the No Child Left Behind Act, piles of paperwork, money shortages due to budget cuts, negativity from pubescent students and other staff members, at-risk students, students who are capable but choose not to work, and special needs students. 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